THE MAIN TRENDS IN LOAN BRIEFCASE QUALITY MANAGEMENT OF LATVIAN BANK SECTOR IN 2004 – 2011

Nikolajs Jefimovs

Abstract


The main aim of bank sector is to stimulate the development of national economy. During the economic growth period in Latvia the quantity of loans has been increased substantially because of finance organizations, that gave loans to the majority of groups of people and organizations without any justification. As a result in the beginning of year 2008, when economic recession started to widen, state and finance sector faced huge problems with timely loan repayment. Due to learning from economic crisis, the participants of market started to take into account and to examine the quality of loan briefcase, which influences the results of operational activities of every credit organization. Because of credit policy changes the effect of quality of loan briefcase on working processes of finance sector has been reduced. As a result the new methods and concepts have been evolved, providing assistance in effective management and control of the loan briefcase quality of bank sector.

Keywords


economic crisis; quality management; loan briefcase

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References


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DOI: http://dx.doi.org/10.17770/lner2012vol1.4.1829

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