Nātriņš, Andris, Andris Sarnovics, and Elīna Miķelsone. “BANKS AND FINTECH: IMPACT OF TECHNOLOGICAL INNOVATION ON COMPETENCES MANAGEMENT IN LATVIA”. SOCIETY. INTEGRATION. EDUCATION. Proceedings of the International Scientific Conference 6 (May 28, 2021): 423–438. Accessed May 7, 2024. https://journals.ru.lv/index.php/SIE/article/view/6488.